I agree.
If you love the person, why not?
Just make sure that you're ready. Missionary position would be fine. That's how I lost mine. Just make sure he goes easy on you. It hurt for me though, but just relax. I'll be fine.
Then again, if you want to respect your parents, don't do it. If you feel that way.
Sex is just sex. Love is something else. If you choose to wait till marriage then so be it.

Best of luck.